Tricia McIntosh – Mortgage Professional
As a mortgage broker that prides herself on exceptional client care, Tricia is here to help you secure a mortgage product tailored to suit your individual needs, at a great rate, with no cost to you. Whether you are buying a new home, renewing a current mortgage, refinancing for renovations or other life events she is available to answer your questions and assist you in any way that you need, at any stage of your mortgage life.
Tricia began her financial services career in banking almost 20 years ago and returned to become a licensed mortgage broker in 2010. Prior to brokering I was a part of the RCMP family for 10 years as a police dispatcher and 911 operator, where she met her husband who is still a serving member.
Her expertise and experience in the mortgage industry allows her to help clients realize their financial goals through homeownership. Her passion is assisting first time home buyers, and supporting RCMP and other First Responders in realizing their dreams of homeownership. Having firsthand knowledge with government relocation she is well versed in the RCMP transfer program and knows ahead of time how to maximize the allowances available to members, and how to navigate every stage of the relocation process.
As a licensed mortgage broker in both BC and Alberta, and through her affiliation with Mortgage Alliance, she routinely helps secure mortgages all across Canada.
Liz Paradis – Mortgage Professional
Liz became a licensed mortgage broker in 2017, after spending 7 years doing collections for a telecommunications company. She prides herself on providing exceptional service to her clients, and especially enjoys working with first time home buyers, as well as those who have experienced credit issues.
Living in Victoria, Liz spends a lot of time outdoors, and can usually be found exploring hiking trails and beaches with her dog King.
Kari Hawryluk – Mortgage Professional/ Licensed Assistant
Kari’s financial services career started in 2009 where she worked at a bank in Calgary before returning to Vancouver Island to complete her Bachelors of Business Administration. Upon graduation she worked in a busy Financial Planning office until she took a hiatus to follow her passion in fitness.
Clients have trusted her for years to ensure they get the best care for their body, programs that are tailored to their individual needs and is excited to bring that level of care working with the team at McIntosh Mortgages. Being self-employed for years, she turned to a mortgage broker to purchase her first home and was happy with the service and options to have access to other mortgage products not offered by her bank. Now as a Licensed Mortgage Professional, she is happy to be able to help clients become home owners and be able to offer at great rates and products at no cost to the her clients.
Samantha Elam – Mortgage Professional
Sam provide her clients with professional advice for their home financing needs. Her passion is to find financing solutions for all of her clients and to share her knowledge and experience to help people understand the process. Having worked in the investment industry for 4 years prior to being licensed as a mortgage broker, Sam understands the importance of building a balanced portfolio while maximizing savings. She looks to understand a clients’ full financial picture, while providing the best options for their long term plans.
Sam understands how busy life is and therefore, she doesn’t have “business hours”. She wants to make the process fit into the time you have and to be available when you need her. She prides herself on providing ethical and honest advice with a high level of customer service. A mortgage is a lifetime commitment and therefore she will be with her clients for the long term and wants to be the person you think of when you or someone you know needs a mortgage.
Debbie – Client Care Specialist
Debbie brings a wide range of past experience to the team with a work history that includes; mortgage officer, records coordinator for the RCMP and Calgary Health Region, executive assistant in Oil & Gas as well as experience in various finance roles.
When not at work, Debbie spends time outdoors enjoying nature, is an avid photographer and loves to bake.
As a mortgage broker that prides herself on exceptional client care, I’m here to help you secure a mortgage product tailored to suit your individual needs, at a great rate, with no cost to you. Whether you are buying a new home, renewing a current mortgage, refinancing for renovations or other life events I am here to answer your questions and assist you in any way that you need, at any stage of your mortgage life.
I began my financial services career in banking almost 20 years ago and returned to become a licensed mortgage broker in 2010. Prior to brokering I was a part of the RCMP family for 10 years as a police dispatcher and 911 operator, where I met my husband who is still a serving member. 15 years later, we have 2 kids, Evan (7yrs), Olivia (9yrs) and our old dog Lexy (14yrs).
My expertise and experience in the mortgage industry allows me to help my clients realize their financial goals through homeownership. My passion is assisting first time home buyers, and supporting RCMP and other First Responders in realizing their dreams of homeownership. Having first hand knowledge with government relocation I am well versed in the RCMP transfer program and know ahead of time how to maximize the allowances available to members, and how to navigate every stage of the relocation process.
I am a member of the Mortgage Brokers Association of BC and the Alberta Mortgage Brokers Association. As a licensed mortgage broker in both BC and Alberta, and through my affiliation with Mortgage Alliance, I routinely help secure mortgages all across Canada.
I remain committed to my clients, near or far, continuing to inform and educate them through the span of their mortgage holding years. By fostering long term relationships built on trust, the majority of my business is repeat and referral clients.
In 2016 my family and I moved to Victoria BC, setting roots and coming to the decision to make Victoria our forever home. Victoria is a beautiful city and I encourage all my distance clients to call ahead when visiting – I’d love the opportunity to take you for a coffee or make a recommendation for a favorite restaurant or exciting activity.
I look forward for the opportunity to help each and every one of you to secure a great mortgage, at a great rate, all while feeling like there’s someone looking out for your best interests.
$100 of every mortgage funded goes towards cops for cancer.
In 2019 we were honored to donate $8500 to Cops for Cancer Tour de Rock. It was such a huge success that, moving forward, we’ve decided to continue donating $100 from every mortgage to Cops for Cancer.
Dollars Raised in 2020
Are you looking to access some of the equity built up in your home? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property, or spend the next eight years in a vineyard… regardless, let’s discuss all your mortgage refinance options!
If you’re looking to buy a property, unless you have all the cash necessary in the bank, chances are you’ll need to get a mortgage! With so many options and mortgage products available, where do you start? You’re in the right place. Instead of working with a banker who represents a single line of products, when you work with us, independent mortgage professionals, we can represent you to several institutions, and you can pick the best mortgage product that suits your individual needs. In most cases, our services are at no added cost to you!
If you are within six months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, please don’t just sign the offer, contact us directly, and we can give you a second opinion, and in most cases save you money. There is always room to negotiate, or to find a completely new lender. Our goal is to save you money, we can’t do that, unless you give us a call!
We have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.
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We would highly recommend Tricia to anyone when it comes to buying a home. We will absolutely engage her services again.